Get Things Done Faster. Insta Loan – Apply online for an instant loan with minimal documentation.

Fast Approval – Get a loan of up to ₹1299000 lakhs.

We will secure your future by being your trusted partner and give you next level financial solutions. Loan on Phone is well associated with banks as a loan service provider in India. We help you find your choice of loan and act as a private financer in India. Lowest interest rates ranges minimum from 10.50% to 28% maximum. *T&Cs. Repayment tenure starts minimum from 3months to 72 months maximum.

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Loan Amount: INR₹

Amount

Why choose us

We offer you various options to meet your personal needs and highlight the reasons why you should choose us over others. Obtain loans in 3 simple steps. Apply online and get your loan disbursed in just 2 steps. Compare and select the best offers from over 70 RBI-approved lenders. Apply now.


Easy processing

We streamline your entire loan application process, ensuring a smooth and hassle-free experience from start to finish

Instant decision

Our lenders will provide an immediate decision once you submit your loan application

No credit check

We don't consider credit scores during approval, ensuring everyone has a fair opportunity

Same day funding

Once your documents are verified, the loan will be disbursed on the same day

ABOUT US!

As direct lenders, we offer loans that provide timely financial support when you need it most.


At KMT Finances, we offer both personal and business loans designed to meet all your financial needs. Whether you're looking to invest in your business or manage personal expenses, our loans give you the flexibility to use the funds as you see fit. Our business loans help boost cash flow and enhance equity, while our personal loans provide the perfect solution for individual needs. We prioritize your time, streamlining the loan process to make it quick and easy. With us, you can take control of your finances on your terms and turn your aspirations into reality..

Our process

How do we work!


Fill the Form

Fill in the required personal information accurately and comprehensively, ensuring there are no errors

Instant Processing

Our lenders will swiftly process your loan application for a hassle-free experience

Cash in Account

Upon approval, the funds will be directly credited to your bank account

Get a loan from a trusted partner

Meet Our Best Agents. Our team of agents are ready to help you.

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What we offer!


Personal loans

These unsecured loans can be used for various purposes without the need to offer any collateral as security

Business Loans

You can obtain this loan for any business purpose by using one of your assets or properties as collateral.

Get a loan from a trusted partner

Meet Our Best Agents. Our team of agents are ready to help you.

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Ask about our low rate loans?

We proavide all types of Unsecured and secured Loans. No Credit Check in the process.

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You are welcome to apply if you have some bad credit - in many cases we are able to approve applications for people that have had past credit problems.
We keep paperwork to a minimum and generally only require supporting documentation to confirm the information you’ve given us.
Yes, to process your loan application we need to make an assessment of your ability to repay your loan and this includes sighting your bank transaction history.

APR Disclosure

Representative example: ₹92,925.50 loan taken over a 18-month term will have a total payback amount of ₹1,04,822.50 , at maximum APR of 16.5% with the payable interest amount will be ₹12,910.73, and a monthly repayment of ₹6,395.81. The minimum payable period can be up to 3 months and a maximum period can be up to 60 months. The loan amount does not need to be paid as a lump sum and can be repaid in instalments. You can use the services provided by our website for free, without any charges being applied.


Contact Us

Office Location

56L, Bidhannagar Rd, Ultadanga, Kolkata,

West Bengal 700067

Email: info@kmtfinances.com 
Mobile : +91-9748130412

Disclaimer :

This advice is general in nature and does not take into account your specific objectives, financial circumstances, or needs. Please assess whether this advice aligns with your situation. Review the product disclosure statement before making any purchase decision. Canstar offers an information service and is not a credit provider. When providing information about credit products, Canstar is not offering any specific suggestion or recommendation regarding a particular credit product.